Personalized Life Insurance and Planning Options

Meet The Team of Richmond Life Insurance Consulting

The world of life insurance and annuities can be overwhelming, with countless carriers and products to choose from. John Spacek goes beyond being an insurance broker, he partners with you to help navigate the complex world of life insurance and annuities.

With over 15 years of experience in the industry, John has the expertise and resources to make the process simple—empowering you with education and guidance to find the right policy.

Based in Richmond, VA and licensed to serve all of Virginia, North Carolina, South Carolina, West Virginia, Washington DC, Maryland, Pennsylvania, Florida and Ohio, John at Richmond Life Insurance Consulting can help.

Tailored Solutions for Individuals and Businesses

Life insurance and annuities play crucial roles at different stages of life.

Whether you’re looking to protect your loved ones financially, build a secure nest egg or leave a lasting legacy, Richmond Life Insurance Consulting has the expertise to help you achieve your goals.

John has extensive experience working with:

Individuals and Families: Determine the right amount and type of life insurance coverage or annuity options to protect your financial future. John will guide you through the selection process, ensuring that you have the assistance you need to make informed decisions.
Business Owners: Develop life insurance strategies to protect your business, your partners and your key employees, for better continuity and financial stability.
Estate Attorneys: Design comprehensive plans for life insurance and annuities that can be a valuable asset in preserving your client’s legacy.
Family Offices: Get comprehensive financial planning and risk management solutions for high-net-worth families. Our team will work with you to develop a customized life insurance or annuity plan that addresses your unique needs and goals.

Bryce Crabb

Bryce holds a Bachelor of Science Degree in Economics from the University of Central Arkansas and a Masters Degree in Divinity from the Southern Baptist Theological Seminary. Bryce has 10+ years experience.

He is licensed in multiple states and enjoys making the complicated process of insurance very smooth and simple for his clients. Bryce specializes in Individual Life Insurance, Annuities and Corporate Owned Life Insurance.

Melissa D. Murchison, CLTC, PPACA

Melissa Murchison has been helping individuals and companies for over 20 years protect and grow what is most valuable; people, health, and wealth.

Melissa began her career in Employee Benefits with CCB and BB&T banks then progressed to work for companies like Mass Mutual, New York Life Insurance and Nationwide. She now owns her own business consulting firm MDM Consulting Group, LLC.

Melissa leverages her resources and knowledge, to bring her best to every client engagement, whether in strategic planning, risk management, sales training or team and leadership development. Melissa takes great pride in helping both for-profit and not-for-profit organizations learn, grow, and succeed.

Melissa also finds time to give back to her community. In the 23 years that she has lived in Richmond Virginia, she has served on many boards and board committees. Most recently, Melissa served on the boards of ASK (Association Supporting Children with Cancer), the PTA and as an ambassador for Comfort Zone Camp. Melissa’s love for her community combined with her innovative leadership approach helps the non-profits she works with think creatively and design new offerings for their membership base and the communities they serve.

Melissa is a graduate from Virginia Tech with a Bachelor’s of Science degree in Finance. As a consummate learner and designer of her future, She has just complete the Business Data Analytics course at Wharton Business School (UPenn) and is currently completing her Series 7 and Series 66. Melissa is supported in her fulfilling her life’s work by a wonderful husband, Randy, and her two boys, Jackson (16) and Chase (11).

Lisa Hawkey

Lisa brings a unique blend of compassion, competence, and dedication to Richmond Life Insurance Consulting. She is committed to helping clients find peace of mind with tailored solutions to meet their needs.

With a robust healthcare background, Lisa is a licensed pharmacist and former registered nurse who enjoyed serving others for years. This experience instilled a deep understanding of care and a drive to make a meaningful difference in people’s lives.

As an independent life insurance agent, Lisa is passionate about being there for clients every step of the way—listening, advising, and going the extra mile to ensure they feel secure and understood.

Ryan Haymans

Have you ever considered how your family would manage financially if something were to happen to you? In today’s financial landscape, planning for the unexpected is more important than ever. Ryan Haymans is a talented and energetic broker available to help families find the answers to these problems. Through personalized service tailored to each client’s unique needs, creative problem solving, and a deep understanding of the insurance landscape, Ryan helps families sleep better knowing their financial future is protected.

Ryan takes the time to explain policy details so clients can make informed decisions with confidence. His commitment doesn’t end at policy selection— ongoing support is always available for clients, adjusting coverage as life changes, so protection always matches evolving needs.

Ryan understands that there is nothing more important than protecting our families. Find out how he help you protect yours.

Committed to Empowering You

Richmond Life Insurance Consulting is truly independent. Our loyalty lies with you, our client.

John is committed to providing you with exceptional service and unwavering support. You’ll be supported every step of the way, from the initial consultation to policy implementation and beyond.

And with access to a vast network of top-rated carriers, you’ll be able to compare policies and find the best coverage at the most competitive prices.

John will take the time to educate you about your options, empowering you to make choices that align with your financial goals and provide you with peace of mind.

      EXCELLENT  
   Based on 43 reviews 
    
 
 
 
   
 
 
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   Melissa Lodge 
 
 
 
 Trustindex verifies that the original source of the review is Google. John was a fantastic resource for my life insurance needs. He took the time to understand my goals and offered clear, honest advice throughout the process. What felt overwhelming at first became simple with his guidance. Highly recommend working with him.
  
 
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   Jack Orsi 
 
 
 
 Trustindex verifies that the original source of the review is Google. John was great. Super knowledgeable and trustworthy. I would definitely recommend him.
  
 
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   Marian Kelly 
 
 
 
 Trustindex verifies that the original source of the review is Google. John is extremely knowledgeable and trustworthy. He does not make you feel forced during such a personal decision and I would recommend RLIC to all my friends and family!
  
 
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   Cabell Childress 
 
 
 
 Trustindex verifies that the original source of the review is Google. I got the opportunity to work with John Spacek and cannot recommend him enough. He is extremely professional, communicative, and kind.
  
 
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   BCF 
 
 
 
 Trustindex verifies that the original source of the review is Google. John was incredible in understanding our needs, and providing independent advice on how to navigate life insurance. All around great to work with. I would highly recommend using John for any life insurance needs.
  
 
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   Maxwell Hodges 
 
 
 
 Trustindex verifies that the original source of the review is Google. We put off getting life insurance for too long because it was hard to know where to even start. We connected with John and instantly knew we made a great choice working with him. John is incredibly knowledgeable about the industry and made the process very clear and seamless for us. During the underwriting process, John continued to check in with us and provided invaluable advice. We could not be more pleased with the result and the relationship we have built with him!
  
 
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   jimmy rauth 
 
 
 
 Trustindex verifies that the original source of the review is Google. John is great to work with.  Would definitely do business again.
  
 
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   Geoff McDonald 
 
 
 
 Trustindex verifies that the original source of the review is Google. John is the consummate life insurance professional. He has helped me with different products over the years most recently Key Man life insurance for my business. Johhn not only walked me through the process but helped me shop for the best rates. He understood exactly what the product was used for (most life insurance agents do not) and how it fit into the buy-sell agreement I have with my shareholders. I highly recommend John services to anybody looking for life insurance.
  
 
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   Niko Fitz 
 
 
 
 Trustindex verifies that the original source of the review is Google. outstanding service and got me the policy i needed!
  
 
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   Mk Crane 
 
 
 
 Trustindex verifies that the original source of the review is Google. John is great to work with and very knowledgeable. I recommend his services to anyone looking for life insurance.